Punto Latino Insurance
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Punto Latino Insurance — Chattanooga & Hixson, TN

Insurance that shops for you

Tell us once and we compare rates from many top carriers for your car, your home or your business — in minutes. Then a local bilingual team, the same Punto Latino people you already trust, services your policy right here in town.

A family settling into their new home
Auto · Home · Mobile Home · Motorcycle & RV · Workers Comp · General Liability
// Our carriers

We work with carriers you know

As an independent agency we are not tied to one company. We place your policy with the carrier that fits your risk and your budget, and we keep comparing at renewal.

GAINSCO Auto Insurance
National General, an Allstate company
National Summit
// Coverage

One office for the policies your life and business run on

Auto insurance

Full coverage or liability, SR-22 filings, and multi-car discounts. We re-shop your rate at renewal so you never quietly overpay.

Home insurance

Protection for your house and everything in it, matched to your mortgage requirements and your real replacement cost.

Mobile home & dwelling

Specialized coverage for manufactured and mobile homes and dwelling policies, the kind of Tennessee home many big agencies quote badly or not at all.

Renters insurance

Your landlord's policy does not cover your things. Renters coverage protects your belongings and liability for a few dollars a month.

Workers comp & general liability

For contractors and small businesses: the coverage your jobs require, plus certificates of insurance issued fast when a GC asks.

Motorcycle & RV

Coverage for motorcycles, RVs and the extras that ride with them, quoted for Tennessee roads and Tennessee seasons.

Bundle & save:

Put your auto and home with the same carrier and the discounts stack. We check bundle pricing on every quote, automatically.

Get your free quote

Start now on WhatsApp or by phone and we run the multi-carrier comparison for you today. Instant online quoting is being switched on in this space — soon you will be able to quote yourself here, any hour.

// How it works

Three steps, and the shopping is on us

1

Tell us once

Your drivers, vehicles and property — once, in English or Spanish, online, on WhatsApp or in the office. Never carrier by carrier.

2

We compare carriers

Our rating system prices your policy across many carriers at once and we walk you through the best combinations of price and coverage.

3

You pick, we service it

We issue the policy with the carrier you chose and stay your local contact: payments, changes, certificates and claims help, in person.

// Questions

Before you ask

Does a quote cost anything?

No. Quotes are free and there is no obligation. The carrier pays us when a policy is issued — you pay the same premium either way, and comparing usually lowers it.

Can I buy a policy at night or on weekends?

You can start your quote any time. Policies are finalized and issued together with our team during office hours, so your coverage, discounts and paperwork are right the first time.

I am a contractor. Can you get me workers comp and certificates?

Yes — workers compensation and general liability are core business for us, and we turn certificates of insurance around fast when a general contractor or a job requires one.

Already a client and need help with your policy?

Call or WhatsApp us and we handle payments, vehicle changes, ID cards and claims guidance. A self-service client portal is on the way to this site.

// Visit us

Two offices, one local team

Hixson

5450 Hwy 153, Suite 134
Hixson, TN 37343
(423) 296-6595

Chattanooga

400 Chickamauga Rd, Suite A
Chattanooga, TN 37421
(423) 296-6596

Open Monday to Friday 10:00–5:30 and Saturday 10:00–3:00. Prefer to start from your phone? WhatsApp us any time and we pick it up in office hours.